Olufolarin is a B.Sc. holder from the Obafemi Awolowo University, Ile -Ife,  Osun State, with 13 years of banking (Treasury) experience to his credit.

He started his career as an Executive Trainee with the former Trans International Bank Plc in 2002 and has since gone through a host of other reputable financial institutions: Habib Nigeria Bank Plc. former Bank PHB Plc. now Keystone Bank Ltd. former Oceanic Bank Int’l Plc now Eco Bank Nigeria Ltd., and until recently Union Bank Nigeria Plc. He garnered a wealth of working experience from all the aforementioned before founding Zock Capital.

Strategically positioned in his previous positions, he has amassed the financial repertoire to man a financial powerhouse himself. As well as the working experiences and the varied job titles, he has an impressive number of professional certification courses under his belts: The A.C.I. certification, Bond and Fixed Income Programme (Euro money training, Sandton S.A.), BOURSE Game (Citibank Nigeria), Bond (Gilt) Simulation Game (FDHL, Lagos) and the Intermediate Treasury Management Course.  

Joseph is a graduate of the University of Jos in Plateau State, Nigeria. His foray into the world of finance was a career redirection after his first degree but was also one that served him well.

He invested in countless extensive training programs since 2004 till date, reinforcing his knowledge of the financial world.

He got certified from the following programs; Ecobank Tanzania Financial Market Empowerment Program, ACI Certificate, Treasury Bills Trading and Liquidity Management with Simulations, Implementing Assets and Liability Management, Bond (Gilt) Simulation Game, Securities Trading Simulation (STS) Game, Treasury, and Dealership Course (TDC), among others.

Furthermore, he has also worked in various capacities since January 2002 till date for Habib Bank Nigeria Ltd, Bank PHB, First Bank of Nigeria, Ecobank Nigeria and Ecobank Uganda. Also, he is an undeniable asset in analysis and problem-solving.

Judith is a well-experienced Treasury Fund Manager, Fixed Income Trader, Investment Research Analyst and Asset Manager. An Accounting graduate from the Ambrose Alli University, Ekpoma as well as an M.B.A awardee from the University of Lagos.
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She has participated in top-class training in treasury, financial markets, global financial trade and asset management both locally and internationally ranging from Trade Policies and Protocol Agreements by GIZ to Treasury Bills Trading and Liquidity Management by FDHL, to Asset and Liability Management by FMDA to Securities Trading Simulation by FMDA and Global Transaction Banking by Deutsche Bank.‍

She serves as a mediator between domestic sellers and foreign buyers for the 6th Region Global Chamber of Commerce, Florida, USA. Furthermore, she has worked in Treasury since 2008 for Heritage Capital Market Limited, Keystone Bank Limited and Union Bank of Nigeria Plc.